Insurance

If you're like most Americans — more than 60%, according to most surveys — you don't have a will. You need one. Get one. Do it today. Then read this story about what an executor can and cannot do. ...

Starting January 1, 2023, your Medicare Part B coverage starts the first day of the month after you sign up if you sign up during the last three months of your IEP. Before this change, if you signed up during the last three months of your IEP, your Medicare Part B coverage started two to three months after you enrolled. ...

Should they stay or should they go? We're talking about important documents; and by that description is sounds like they're so important we should keep them forever. But that's not entirely true. A local estate attorney sorts things out for us. ...

If you're on Medicare, you know that it's open enrollment season from Oct. 15 through Dec. 7. But few people take the time to review their plans and compare them to their health needs and prescriptions. A bit of digging and comparison shopping can save you money. ...

A trust or plan that is not customized to your individual family, financial status or state of residence could jeopardize your child’s eligibility for public benefits, and you wouldn’t even know it. The laws are complex and vary from state to state. How reliable and trustworthy is the information you might find online? Would you risk your child’s eligibility just to save some money up front? ...

Do you know someone who is making a positive impact in lives of people 50 and older? Tell us about them! Better yet, nominate them for Northeast Ohio Boomer and Beyond's annual Boomer Impact Awards. ...

Careful planning, whether in advance or in response to an unanticipated need for care, can help protect your estate while still meeting Medicaid's strict asset limits. Drill down into the details here. ...

Qualifying for Medicare hardly means free health care -- there are still premiums and deductibles. However, people who qualify for both Medicare and Medicaid (called “dual eligibility”) receive help with paying their out-of-pocket costs.  ...