Insurance

Insurance

How Much Money Can You Have and Still Qualify for Medicaid?

Careful planning, whether in advance or in response to an unanticipated need for care, can help protect your estate while still meeting Medicaid's strict asset limits. Drill down into the details here. ...
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The Ins and Outs of Medicare and Medicaid Dual Eligibility

Qualifying for Medicare hardly means free health care -- there are still premiums and deductibles. However, people who qualify for both Medicare and Medicaid (called “dual eligibility”) receive help with paying their out-of-pocket costs.  ...
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Medicare’s Donut Hole: Who’s In and How to Get Out

Medicare prescription drug (Part D) plans can have a coverage gap—called the "donut hole" which limits how much Medicare will pay for your drugs until you pay a certain amount out of pocket. Although the gap has gotten much smaller since Medicare Part D was introduced in 2006, there still may be a difference in what you pay during your initial coverage compared to what you might pay while caught in the coverage gap.  ...
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Building a Financial Picture

Too many times, adult children struggle – not only with the grief of losing a parent – but also in putting together the financial puzzle their parents may have left for them. Unlike a puzzle that comes with the picture to solve, children often are left with pieces that don’t seem to fit together and are both frustrating and costly to manage. ...
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Medicaid & Nursing Home Care Basics

Most of us know that Medicaid and nursing home care expenses are intertwined, but exactly how? If you're exploring ways to pay for a nursing home for a loved one, it's good to understand the basics and how they can vary, state by state. ...
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The Bash is Back!

Northeast Ohio Boomer & Beyond, in cooperation with The Normandy Senior Living, is thrilled to bring you Boomer Bash West 2021. The Hawaiian-themed night will include a mix of entertainment, education, meet our editors + trivia fun, raffle/giveaways, complimentary small bites, happy-hour priced cocktails, photo spot fun and much more. It is all about Celebrating Better Living After 50! ...
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What is Long-Term Care and Who Pays for It?

Long-term care is the care you need if you can’t perform daily activities on your own for an extended period of time. There are a number of different ways that long-term care can be provided. It's a good idea to become familiar with the ins and outs of long-term care before you or a loved one needs it. ...
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Help Paying for Medicare

Medicare is not free; there are premiums and deductibles. If you don't qualify for Medicaid and can't afford a Medigap policy, you may be able to get help paying for the costs of Medicare. ...
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