NEO Grandparent

NEO Grandparent

Helping The Next Generation Pay For College Without Risking Your Retirement

Housing costs. Book costs. Food costs. Transportation costs. Unexpected fees. Quickly, love begins to sound like a financial decision. This is the point at which many families become “stuck.” Before committing to contribute to a young person’s education, assess your financial ability to do so. Review it with honesty. ...
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Understanding The Different Types Of RV Parks Before Your Next Road Trip

You’re about to head off on an RV trip, but you’ve been wondering what the best options are for overnight stays. We’re absolutely blessed with so many RV parks and sites up and down the country, though some are very different than others. You’ll encounter different types of RV campsites, so this little guide will help you understand the differences between them all and which one is right for you. 

Full-Service RV Parks

A full-service RV park is normally the absolute pinnacle when it comes to overnight stays. Here, you get everything you need for a comfortable night or two: 

  • Bathroom facilities
  • On-site cooking areas
  • Outdoor spaces for pets
  • Wi-Fi
  • On-site shopping facilities
  • And everything in between

They also act as full hookup RV sites, which means you can connect your RV to receive electricity, water, and sewage. If you need all the home comforts, then a full-service RV park is easily the best bet. It’s also ideal for longer stays and family travel. 

State Parks

Next up you have state parks, which are large campgrounds run by individual state governments. They’re nowhere near as all-inclusive as full-service RV parks, but you normally get electricity connections at the designated RV sites. Expect some very basic facilities here: 

  • Bathrooms
  • Showers
  • Rubbish stations

But that’s about it. The main reason some people like to stay here is that it’s a cheaper option, and you normally find state parks in beautifully scenic areas. So, if you’re all about that RV life and want an experience closer to nature, this could be a great option. 

National Parks

Or, get even closer to nature and remove more amenities at National Parks. You will find campgrounds at National Parks across the country, and they include almost no facilities or features at all. You might get the odd bathroom and a few RV sites with electric hookups, but that’s rare. 

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How To Make Family Days Out Less Stressful

Family days out are meant to be enjoyable, but they don’t always feel that way while they’re happening because there tends to be moments that just seem to invite stress, like getting everyone ready, keeping track of plans, dealing with tiredness or hunger, and so on, and it can all build up quickly. By the time you get home, it can sometimes feel like it was more effort than it was worth. However, it doesn’t have to be like that, and with that in mind, here are some ways to make family days out less stressful. 

Start With A Simple Plan

One of the biggest issues you’ll come across is trying to fit too much into one day – that’s usually where things start to go wrong. The fact is, the more you try to include, the more rushed everything feels, and that’s when you (and everyone else) starts to get stressed. 

So it’s really better to just focus on one main activity and make a plan around that rather than rushing through things and always moving from one thing to the next. And have a few backup ideas in case you’re done sooner than you thought, but don’t assume you’re going to get them done. 

Choose The Right Kind Of Activity 

Not every outing works for every family, and that’s totally fine. Some days suit something active, and others need to be more relaxed, and it’s all going to depend on who you are, what you want, what you need, and even the time of year, come to that. There are plenty of factors that are going to come into play. 

Places like a water park can be good because they give everyone something to do without needing a strict plan, meaning everyone can move at their own pace, take breaks when they need to, and still feel like they’re having a family day out. 

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Grammy on the Go: Egg-Cellent Fun

The egg: It looks simple, smooth and oval, but inside that shell is a perfect little science lab. With a few household items, kids can explore chemistry, physics, and even a bit of biology, while having fun.  ...
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Smart Money Habits for Life After 55

Reaching your mid-50s and beyond often brings changes in how you think about money and how you manage it. You might be planning for retirement, adjusting to a new routine, or simply looking to make your finances work better for your lifestyle. At this stage, it is less about chasing more and more and more about making what you have support the life that you want for the future. With a few simple habits, you can feel more in control and less stressed about money.  Let’s have a look at some of the practical ways that you can manage your finances with confidence.

Keep Your Spending Clear and Simple

You do not need complicated systems to stay on top of your money. What helps most is having clarity and being clear. 

Start by understanding what you are spending your money on each month. Look at your regular spending habits and anything that comes up less often. When you see the full picture, it becomes easier to make decisions. 

Try to keep your spending in line with what matters most to you. That might be travel, time with family, or simply feeling more secure. 

It also helps to review larger expenses now and then. For example, keeping your car in good condition can prevent higher costs later on. Using services like Franklin Automotive can help you to stay on top of maintenance without adding stress.

Plan Ahead Without Overthinking It

Planning for the future does not need to feel overwhelming. You do not need to make sure that you are mapping out every single detail; you just need to focus on the basics.

Make sure you have savings set aside for unexpected costs; even a small cushion can make a big difference when something comes up. Think about your long-term needs as well.

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Make Bread with the Grandkids

Yeast, flour, water & salt. What's missing from a perfect loaf of bread? Grandkids. Pull up a chair and let the little ones dive in to help. Messy? Absolutely. Tasty? Always. ...
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Ready For The New Life: 8 Tips To Mentally Prepare For Parenthood

Becoming a parent is one of the most beautiful experiences we go through, if not the most. While it’s incredibly rewarding, it can take its toll on some. Many people question their readiness, their ability, and their parenting styles before the arrival. The truth is that we can all do it. We’d have gone extinct if we couldn’t. 

Here are a few tips for future parents mentally preparing for the arrival: 

Accept That This Is Happening 

The arrival of a baby changes your life. You know it’s about to happen, but you still feel as though you’re dropped into the deep end when they finally arrive. A lot of your patterns will shift, and that’s okay. Holding desperately onto your old routines might seem like the natural thing to do, but that will only make things more difficult for yourself and everyone around you. See these changes as opportunities to evolve and move on for the better. 

Don’t Overload Your Mind With Information 

A lot of parents-to-be end up overthinking. They get lost in advice books and podcasts because they feel as though they must take in lots of information. Education is obviously important, but too much can make you go a little crazy. Try to understand the very fundamental aspects of parenting, to begin with. Learn how to get the best out of feeding, communication, and sleep safety. Master the things you’re supposed to know before learning about anything else. Trust your instincts as the months and years go by, and you should be fine. 

Build A Quality Support Network 

It’s nice to think we can all do these things alone, but the likelihood is that we’d fail. The truth is that you need a group around you that can provide support at any given time. Whether we’re talking about friends, family, or parenting groups, the right people will show up at the right time.

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ThriveTalk Episode 3: Holidays with the Grandkids; What to See & Where to Go

A visit from grandkids is fun, noisy, messy and (c'mon, admit it) a little bit stressful. Throw the holidays into the mix and things can go sideways fast. Thrive magazine's grandparent columnist Karen Shadrach always has great suggestions for ways to spend time with grandkids of all ages. Her conversation on this podcast episode with Thrive editor Marie Elium focuses on holiday events for kids of all ages. ...
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