Report Life Changes When Receiving SSI

Report Life Changes When Receiving SSI

- in Blogs, Money, Resources, Social Security

Social  Security & You
By Brandon P. Smith, Social Security Public Affairs Specialist

Did you know that certain life changes can affect your Supplemental Security Income (SSI) payments? Sometimes your circumstances may change after you apply for or begin to receive SSI. When that happens, it’s important for you to tell us about these changes.  This will ensure that you receive the benefits to which you’re eligible.

Here are some common changes you must report if you have applied for or receive SSI:

  • Changes in income, wages, or self-employment income
  • Starting, stopping or changing jobs
  • Changing your address or persons moving in or out of the household
  • Changes in marital status (including any same-sex relationships)
  • Having more than $2,000 if you are single or $3,000 if you are married in resources that you can cash in, sell, or use to pay for food and shelter
  • Changes in resources, including money in financial accounts and buying or selling extra vehicles, stocks, investments or property

For a complete list of reporting responsibilities for all our programs, please read our publication, What You Need to Know When You Get Supplemental Security Income at ssa.gov/pubs/EN-05-11011.pdf.

How to Report Changes in Wages
You can conveniently report your wages using our:

  • Free SSA Mobile Wage Reporting app for smartphones.
  • Online Wage Reporting Tool using your personal my Social Security account. If you don’t have an account, create one today at ssa.gov/myaccount.

Be sure to sign up for monthly SSI wage reporting emails or text reminders, so you never forget.

Other options include speaking with a representative by calling toll free at 1-800-772-1213 (TTY 1-800-325-0778) or visiting or writing your local Social Security Office.

Report Changes in a Timely Manner
You must report a change within 10 days after the month it happens. You should report a change even if you’re late. Failure to report timely may cause you to:

  • Receive less than you should and take longer to receive the correct amount
  • Receive more than you should and have to pay it back
  • Have a penalty deducted from your SSI payment
  • Lose SSI for not reporting information that we use to determine whether you are still eligible for SSI

Securing your today and tomorrow starts with being informed.

About the author

Brandon P. Smith is the author of Northeast Ohio Thrive’s Social Security & You blog. He is a Social Security public affairs specialist with the Social Security Administration, based in Cleveland. A Cleveland native, he joined the SSA in 2003. He is the primary contact for media relations, outreach, and presentations for the agency in Cuyahoga, Lake, Lorain, and Geauga counties. In addition to other communications awards, Brandon received a Deputy Commissioner Citation from Social Security’s Office of Communication in 2015 for his outstanding public affairs support of the agency’s national communication initiatives.

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