Work & Retirement

Qualifying for Medicare hardly means free health care -- there are still premiums and deductibles. However, people who qualify for both Medicare and Medicaid (called “dual eligibility”) receive help with paying their out-of-pocket costs.  ...

The most convenient way to change your direct deposit information with us is by creating a my Social Security account online at www.ssa.gov/myaccount. Once you create your account, you can update your bank information from anywhere. ...

The arts have value as a career path as well as an outlet for personal enjoyment. Each Road Less Traveled (RLT) subject has engaged the arts in both roles. This blog segment examines how the arts are interwoven in the lives of people who have turned what they love into what they do.  ...

Medicare prescription drug (Part D) plans can have a coverage gap—called the "donut hole" which limits how much Medicare will pay for your drugs until you pay a certain amount out of pocket. Although the gap has gotten much smaller since Medicare Part D was introduced in 2006, there still may be a difference in what you pay during your initial coverage compared to what you might pay while caught in the coverage gap.  ...

The leisure industry has convinced most of us that the ultimate aim in life is to find that precious space where we don’t have to do anything except kick back and relax. But life needs purpose and effort if it is to remain meaningful. And, no matter our age, we can always maintain a state of becoming something more than what we are today. Take action and see what happens. ...

Too many times, adult children struggle – not only with the grief of losing a parent – but also in putting together the financial puzzle their parents may have left for them. Unlike a puzzle that comes with the picture to solve, children often are left with pieces that don’t seem to fit together and are both frustrating and costly to manage. ...

 Attorneys often see great trust documents that don't do all that's intended because the clients' assets are still titled in the clients' names. You can avoid probate and make sure that the estate tax protections in your trust operate as planned through retitling assets in the name of the trust ...

If you applied for Social Security benefits, or have a pending reconsideration or hearing request, you can check the status online using your free personal my Social Security account. If you don’t have an account, you can create one. ...