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What is the best food for your pet? How do you sort through all the marketing claims to find affordable, healthy food for your dog or cat? Here are some good sources for understanding what’s out there and how to feed your pet a healthy diet without breaking the budget. ...

Medication management can become a challenge as our loved ones age. Are they still able to handle it on their own? Nearly one in three hospital admissions and readmissions of the elderly are linked to problems and/or harmful side effects due to medications. ...

When purchasing a property, one of the most important documents you’ll encounter is the contract that outlines the terms of the transaction. Known as the contract of sale, this legal document covers everything from the price to the conditions under which the sale takes place. Understanding its key terms is essential to ensure a smooth transaction and protect your interests.

Here are the key components to look for when reviewing a contract and why each one matters in securing a successful property purchase.

1. Purchase Price and Payment Terms

The purchase price is, naturally, one of the most critical aspects of the contract. This section should clearly state the agreed-upon price and the payment method. Often, the total price is broken down into components, such as the initial deposit and final settlement amount. In some cases, it might also outline scheduled payments if the parties agree to pay in stages.

It’s crucial to verify that the amount in the contract matches what was negotiated. Additionally, make sure you understand how and when payments must be made to avoid potential disputes.

2. Deposit Conditions

A deposit is typically paid when both parties sign the contract, securing the buyer’s intent to purchase. The deposit, usually a percentage of the purchase price, should be outlined in the contract. This section will also detail under what circumstances the deposit might be refunded or forfeited. For example, if the sale falls through due to the buyer’s inability to secure financing, some contracts provide for a return of the deposit.

Ensure that the contract specifies who will hold the deposit and under what conditions it will be released.

3. Settlement Date

The settlement date is the day when the buyer takes possession of the property, and the sale is completed. This date is essential for organizing your finances and any moving logistics.

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If you aren't playing pickleball, chances are you know someone who does. The YMCA of Greater Cleveland is aiming to improve access to the popular sport with its new North Royalton Pickleball Center. ...

Not only are hackers trying to get sensitive information and money directly from us but they are also targeting the computer systems of government agencies, their contractors, and other companies that store our personal information. ...

How can you ensure that your loved ones carry out your funeral and burial or cremation wishes after you die? Those closest to you should be aware of your desires. Putting your preferences in writing can be key. ...

Federal civil rights law protects people with disabilities. It requires that public entities ensure that individuals with disabilities have an equal opportunity to vote as those without disabilities. This includes all aspects of the voting process, such as voter registration, voting site selection, election websites, and the casting of ballots. ...

Original Medicare does not cover hearing aids or the exams for fitting them. Some Medicare Advantage plans, however, offer added benefits not covered by Original Medicare, including hearing services. Given the high out-of-pocket cost of hearing aids and their importance to overall health, anyone with hearing loss may want to consider all their options. ...