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Of those who do change their plan, nearly half cut their premiums by at least 5 percent. Even beneficiaries who have been satisfied with their plans in 2020 should review their choices for 2021, as both premiums and plan coverage can fluctuate from year to year. Could you save money with the same coverage by switching to a different plan? ...

"COVID has brought to attention the underlying risks of being overweight or having a chronic disease and getting very sick,” says Mark Hyman, M.D., of Cleveland Clinic. “So, people are paying more attention to their health and they’re spending more time outdoors, they’re sleeping better, they’re eating better, they’re exercising more.” ...

The Social Security Administration announces that Social Security and Supplemental Security Income (SSI) benefits for approximately 70 million Americans will increase 1.3 percent in 2021. This cost-of-living adjustment (COLA) will begin with benefits payable to more than 64 million Social Security beneficiaries in January 2021. Increased payments to more than 8 million SSI beneficiaries will begin on December 31, 2020. ...

Caregiving is one of the toughest things any of us will ever do. But while we're taking care of a loved one or friend, it's important to care for ourselves, too. ...

If you have a room or basement with a window that gets bright, indirect light with relatively cool temperatures (60-70 degrees is ideal), you can take cuttings from plants you’ve grown in containers or in your garden to root over winter. There are many plants that provide options for cuttings. Geraniums and coleus are two that are often recommended. Gryphon begonia and Wandering Jew root reliably. Taking cuttings is easy. Read on. ...

Northeast Ohio Boomer and Beyond earned nine awards for writing and design excellence from the North American Mature Publishers Association. ...

Time spent with older family members and friends is emotionally and socially beneficial for everyone, but will require extra measures to keep them safe. ...

Should I stay or should I go? This weighty question is the preoccupation of many a Northeast Ohio snowbird who customarily vacates the Great Lakes region during the cold and dreary winter months. But it has become quite a quandary. On one hand, the preliminary winter forecast calls for more snowfall and colder temps this winter throughout the Great Lakes, adding to the impetus to fly South sooner and stay longer. On the other hand, the ongoing pandemic sees hotspots often affecting retirement communities in Southern states, causing locals to consider sheltering in place this winter. What to do? ...