Legal

It it a con or a deal? Sometimes it's tough to know. If you're unsure about an offer that comes your way, look on the Better Business Bureau Serving Cleveland website. You'll find ways to protect yourself from the latest scheme and how to determine if you're getting a good deal or a raw deal. ...

A will is a legally-binding statement directing who will receive your property at your death. It is also the way you appoint a legal representative to carry out your bequests and to name a guardian for your children. Without a will, your estate is distributed according to state law, rather than your wishes. But there are many things that a will can't do. Read on to learn more. ...

New paint, a few shrubs and a fresh doormat. Some home improvement projects are in the do-it-yourself category. A new patio, kitchen remodel or home addition, those are another matter for most of us. We've got a handy checklist for finding a home contractor plus descriptions of who can do what when it comes to calling in a pro. ...

All long-term care costs rose sharply in 2020, but assisted living facility costs increased the most, according to an annual Cost of Care Survey. The across-the-board rises were due, in part, to increased costs brought about by the coronavirus pandemic.  ...

By taking ownership of your downsizing experience, you will invest in the process and feel more positive about the outcome. Even if your family is involved in helping you make the transition, you should do whatever you can to work together to make the experience yours. If necessary, get help from a moving company you trust. Stay organized by creating a system for going through your items, and consider sketching out a floor plan for furniture placement. ...

The transition to parenting our parents usually begins slowly. There are four important items to consider as this shift begins. ...

Both Medicare Part D (prescription drug coverage) and Medicare Advantage plans have defined service areas, which may or may not cover more than one state. Medicaid is a joint federal and state program, with each state having its own eligibility rules. This means you cannot keep your Medicaid plan when you move to a new state. ...

Whether or not we spend half our lives responding to devices, we all transact a lot of our daily business online — buying items on Amazon, paying our bills through online bank programs, accumulating and using airline miles, reallocating our investments, saving photos, listening to music, watching movies or planning trips. And that's not even mentioning dating sites or social media, such as Facebook, Instagram or LinkedIn. So, what happens to all these connections and information if you become disabled or die? ...