Financial Planning

Financial Planning

Student Debt Affects Seniors, Too

Turns out, student loan borrowers aged 50 and older comprise approximately 22% of the total student loan debt. Older borrowers are now accounting for more student loan debt as well as the rising number of loan defaulters. If this describes you, pay attention to the White House's student loan forgiveness plan. And beware of debt relief scammers and misleading programs. ...
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Teachers: Educate with Social Security Online Learning Tools

Our educator’s toolkit is a great way to introduce our many programs to a new audience and show them that our programs help people other than retirees. Understanding how Social Security helps wounded warriors, survivors, children, and adults with disabilities can teach students to have greater empathy, provide a path to inspired learning, and increase awareness of programs that can provide financial security. ...
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Student Loan Debt Is Delaying Retirement

Student loan debt is not just holding back young adults. It’s increasingly an issue for older people, sending many of them into default and threatening retirement plans for some. In fact, people aged 60 and older are the fastest growing age segment of the student loan market, according to the Consumer Financial Protection Bureau. ...
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A Webmaster, Winter Help & Ralphie Returns

Meet a true webmaster, get winter heat help, and did you know that Ralphie's back? We've got the roundup in our Worth Noting section. ...
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Assets Your Kids Don’t Want to Inherit

A relative of mine inherited a houseful of stuff from a beloved, but hoarding-minded friend. He's spent years (two so far) going through each box and stash of things, picking through to find whatever valuables he can salvage from the mess. ...
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Are You Missing Out on Benefits?

Older adults have access to hundreds of federal and state benefits programs. Many retirees meet the requirements for these aids, yet do not know they are eligible and miss opportunities to receive assistance. Others can feel overwhelmed by complex application processes. ...
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The Ins and Outs of Estate Sales

As I dig through delicate sets of dishes, tools, blankets and holiday decorations at estate sales, I'm a Peeping Tom into someone else's life. Did someone who sews live here? A woodworker? A gourmet cook? Before someone like me starts rummaging through an estate sale at your family home, consider this advice. ...
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Over-the-Counter Hearing Aids Coming to a Store Near You

Are you a candidate for over-the-counter hearing aids? A new FDA ruling should dramatically cut the cost of and increase accessibility to hearing aids for people with mild or moderate hearing loss. ...
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