Making Sense of Social Security Benefits

Making Sense of Social Security Benefits

- in Blogs, Money, Resources, Social Security

Social Security & You
By Brandon P. Smith, Social Security Public Affairs Specialist

The Social Security Administration is here for surviving family members when a worker dies. In the event of your death, certain members of your family may be eligible for survivors benefits. This includes surviving spouses, surviving divorced spouses, children and dependent parents.

The amount of benefits your survivors receive depends on your lifetime earnings. The higher your earnings, the higher their benefits. That’s why it’s important to make sure your earnings history is correct in our records. You can do this by creating a personal my Social Security account at ssa.gov/myaccountA personal my Social Security account is secure and gives you immediate access to your earnings records, benefit estimates, and Social Security Statement

You may also want to visit our Survivors Benefits page at ssa.gov/benefits/survivors. This page can help you understand your and your family’s Social Security protections as you plan your financial future.

Please visit ssa.gov or read our publication, Survivors Benefits, at ssa.gov/pubs/EN-05-10084.pdf for more information.  You can also help us spread the word by sharing this information with your family and friends.

About the author

Brandon P. Smith is the author of Northeast Ohio Thrive’s Social Security & You blog. He is a Social Security public affairs specialist with the Social Security Administration, based in Cleveland. A Cleveland native, he joined the SSA in 2003. He is the primary contact for media relations, outreach, and presentations for the agency in Cuyahoga, Lake, Lorain, and Geauga counties. In addition to other communications awards, Brandon received a Deputy Commissioner Citation from Social Security’s Office of Communication in 2015 for his outstanding public affairs support of the agency’s national communication initiatives.

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