By taking ownership of your downsizing experience, you will invest in the process and feel more positive about the outcome. Even if your family is involved in helping you make the transition, you should do whatever you can to work together to make the experience yours. If necessary, get help from a moving company you trust. Stay organized by creating a system for going through your items, and consider sketching out a floor plan for furniture placement.

If you’re losing sleep over COVID-19, you’re not alone. In fact, some people have coined pandemic-related sleeplessness, ‘coronasomnia.' Cleveland Clinic’s Michelle Drerup, PsyD, says people are stressed over the virus and everything that’s changed because of it. “There are a lot of things impacting sleep based on the current situation,” she says. “Number one, probably most obvious, is increased anxiety and stress that people are experiencing. Not only in regards to the actual virus but also the impact on our financial, work, academic, things like that.” 

Due to the COVID-19 pandemic, the library is offering a new free service, Words on Wheels, to adult residents of the Cleveland Metropolitan School District which includes Cleveland, Bratenahl, Newburgh Heights and Linndale.

If you resist making New Year's resolutions because you fear they set you up for failure, consider the alternative. If you continue to try, you cannot fail. If you fail to try, you’ve failed already. What feels like failure is often just a curve in the road. Stay with it. You’ve already made some progress. Don’t lose ground. Head into the new year with hope. If at first you don't succeed, you know the rest!

If you’re a small business owner, or you work for one, the Social Security Administration can help make your life easier with its suite of services. These business services allow you to file W-2/W-2Cs online and verify your employees’ names and Social Security numbers against SSA records.

Many of us did a good job avoiding our parents’ unsolicited, awkward conversations about the birds and the bees when we were growing up, but we should not avoid the tough money conversations with them now.