Topics

Topics

A Class Act – Grandparents Bring Experience, Fun to Local Classrooms

There is a special joy that grandchildren bring to the family. In the 21st century, grandparents are finding themselves more involved with their school-aged grandchildren than any other generation as they take on roles as guests, volunteers, teacher aides and storytellers at local schools.

Dr. Carol Rosiak, principal of Goldwood Primary School in Rocky River, sees grandparents as a welcome addition to the classroom.

“We are very fortunate in our school to have strong parental involvement,” she says. “When grandparents also get involved in education, the children see how the whole family unit supports education. Grandparents who come into our school either to volunteer or to be part of special events show a genuine love and excitement for education and are so supportive of the teachers and staff.

“They share their appreciation for the educators and are very kind when they are in the building. This is witnessed by all and again positively impacts our school community,” Rosiak says.

GETTING INVOLVED — GRANDPARENT STYLE

To accommodate a variety of family situations, Goldwood Primary celebrates “Special Persons’ Day” because some children do not have grandparents.

“On this special day, the special person comes to school, the children sing songs and show their guests how technology in the classroom enhances educational opportunities with Smart Boards, iPads, specific software programming and other tools,” Rosiak explains. “Some do a craft with their special person or go to the book fair hosted by the PTA so their grandparents are able to take them to shop.”

Bob Whitaker, principal at Fort Island Primary School in Copley, sees many opportunities for grandparents to become active in their grandchildren’s schools.

“Our PTA sponsors two Grandparents Day breakfasts with over 250 participants each day,” he says. “We also have had a ‘Silver Readers’ program in collaboration with the local Copley seniors group.

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Welcome Home – Newcomers and Long-time Residents Learn from Each Other

The produce shelves in Family Grocer in Akron’s North Hill are a snapshot of the exotic.

Pumpkin leaves, tiny eggplants, colorful peppers almost too hot to touch. Prickly-looking vegetables, skinny squashes. These are the foods that help feed a community of Southeast Asian refugees and immigrants, among the latest to call this dynamic neighborhood home.

For decades, newcomers to this country have settled here and thrived. Italians, Poles, Hispanics and others followed family members for affordable housing and employment to gradually assimilate to their new country.

The learning works both ways. While they work to fit into their Northeast Ohio neighborhood, the existing residents gain plenty, too. Naresh Subba’s Family Grocer and dozens of other ethnic markets and restaurants are attracting people of all ages and ethnicities.

GROWING TOGETHER, NOT APART

In recent years, North Hill has been a centerpiece of refugee and resettlement due in large part to the International Institute of Akron. The agency on East Tallmadge Avenue is housed in an old brick building. Its labyrinth-like offices and cubicles host a steady stream of refugees and others seeking support.

These days, many clients are from Bhutan and other Southeast Asian countries. The agency earlier this summer received its first Syrian families. More are expected, said Liz Walters, IIA’s community outreach director.

Throughout the year, IIA hosts market tours and other events to introduce long-time residents to newer residents and their businesses. The small business owners — mostly of restaurants and markets — use the opportunity to talk about their immigrant or refugee experience. Refugees are people forced to leave their country, almost always because of violence. Immigrants are those who chose to leave, usually for economic or educational reasons.

Subba, 48, is Bhutanese and had lived in refugee camps in Nepal before moving to the area in 2002 to attend Kent State University.

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A Capital Idea (Football Option) – Brats, Books, & Beer

Northeast Ohio parents send their kids to Columbus for college. And they turn up again for Parent & Family Weekend and sports.

But vacation there? Without Ohio State sports? Why?

Because the state capital is close enough for a quick trip, and it’s far enough to feel like an escape. This city in the center of the state offers vibrant daytime and nightlife activities for active adults. The new Scioto Mile park adds 33 acres of riverfront parkland to downtown for hiking, biking and kayaking. And for art-minded folks, the Columbus Museum of Art just added a new wing.

Microbreweries, brewpubs, distilleries, wineries and cider houses beckon the thirsty. And the Short North neighborhood calls to shoppers of art galleries and independent boutiques.

German Village alone can consume a weekend. The gentrified, historic neighborhood offers peaceful strolls and interesting cuisine. Stately brick houses and cottages line bumpy brick streets. Circled by ample (more brick) sidewalks, the houses sport details worth notice — a hosta shade garden here, a slate-tiled roof there.

Plan judiciously and you may enjoy a festival or art crawl. This neighborhood is best explored by foot to catch a glimpse of interesting garden art, late-blooming flowers and colorful doorways.

Try a restorative weekend exploring this Columbus enclave and its surroundings. Get started with these destinations. All are within walking distance of anywhere in German Village.

German Village Guest House

748 Jaeger St.

gvguesthouse.com;

866-587-2738 or 614-437-9712.

Guest house is synonymous with bed and breakfast at this quiet, European-styled, three-bedroom house with a welcoming back patio. Guests are greeted by cookies and iced tea. An invisible host delivers homemade yogurt, granola, cereals and much more in the morning. Details, right down to a GVGH-monogrammed rubber duck in the shower, are handled seamlessly. Just one minute from downtown, the guest house has no sign and fits right into the neighborhood.

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IRA – New Rule Changes May Avoid 60 Day IRA Rollover Penalty

A change in tax rules that went into effect in 2015 created potential problems for investors who roll money from one IRA into a new IRA. Now, with a new ruling, the IRS is offering relief for some who inadvertently violate the rules.

Prior to 2015, if you owned more than one IRA, you could roll over each one once a year. As long as you completed the rollover within 60 days of the payout, there was no tax. After the 2015 U.S. Tax Court opinion, such IRA rollovers could be very costly. The new rules allow only one rollover in any 12-month period.

You can avoid trouble by using direct IRA-to-IRA transfers. With a transfer, the IRA custodian sends the money directly to the new IRA custodian. There are no tax consequences and you are not required to report anything on your income tax return. An individual is permitted to make as many transfers a year as they would like.

A rollover may appear similar to a transfer but it is a very different operation. With a rollover, if the distributed assets are not contributed back into a qualified retirement account within 60 days, the distribution is considered a withdrawal and becomes taxable. Additionally, if you are under age 59 1⁄2, an extra 10 percent penalty for an early withdrawal may apply.

With the one rollover per year rule, all additional rollovers are treated as distributions, and the full amount is included on your tax return.

Realizing there could be circumstances where meeting the 60-day rollover rule could be difficult, the IRS in Revenue Procedure 2016-47, which went into effect Aug. 24, 2016, will grant a waiver. Taxpayers can self-certify that due to certain circumstances — such as a death or serious illness in the family, an error by the financial institution, severe damage to your residence, incarceration or a postal error — the time limit was not met, and avoid the penalties associated with the 60-day rollover rule.

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Celebrating Our First Year

Last fall we kicked off Northeast Ohio Boomer and Beyond magazine as an innovative publication for active adults 50 and older in Greater Cleveland. We have been thrilled to see the support that has come from numerous expected and unexpected places.

From the Medina Community Recreation Center to the Brecksville Women’s Club to the Menorah Park cafeteria, we thank you for welcoming Boomer and Beyond into your homes and businesses. We also thank those advertisers who have supported the magazine’s launch by believing in the reach and impact this publication can make.

We look forward to year two with anticipation and openness. We want to hear more from you, our trusted reader. What information do you need? What’s on your mind? What joys do you want to share and what concerns you? Reach out to me or to our editor Marie Elium and share what’s in your heart.

LEARN & GROW

Now for this issue. Almost no one exemplifies the spirit of “Learn & Grow” more than radio favorite Jimmy Malone. The popular WMJI morning co-host has made a second career out of raising money for scholarships and mentoring young people as they navigate college and careers. Read more about Jimmy on page 26.

You’ve heard it said many times — Northeast Ohio is a melting pot. For more than a century, refugees and immigrants have made this region their home. You could say it’s a “learn-learn” opportunity; they figure out how to navigate their new neighborhoods, and long-time residents learn about different cultures and customs. A story about Akron’s newest residents begins on page 20.

Finally, this is the time of year for fall festivals and foliage, pigskins and pumpkins, and Medicare — specifically, Medicare enrollment. It’s a complicated subject. Our panel of experts clarifies the process. Their columns begin on page 32.

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It Happened in … 1972

CATCH 5

It was the news team that had it all — groovy dancers, swirly colors and a jingle that spun in your head like a 45 on a turntable. We’ve got the lyrics. Do you remember this popular Cleveland TV news team?

FEAR AND LOATHING

The ’72 Presidential Conventions Incumbent Republican President Richard Nixon and Democratic Sen. George McGovern won their party’s nominations for president during the summer conventions in Miami Beach. Hunter S. Thompson’s coverage of the democratic convention for Rolling Stone magazine and his book “Fear and Loathing on the Campaign Trail ’72” influenced thousands of would-be Gonzo journalists.

 

It makes no difference Who you are

If you’ve been lookin’ near and far

To get the feel of life

You’ll find the world at hand.

You’ve got to catch 5.

You’ll see it all when you catch 5

The world is yours when you catch 5

When you reach out and you catch 5

You’ve caught it all.

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New Programming Draws Young at Heart – Local Communities Kicking It Up A Notch To Attract ‘Senagers’

If your image of a senior center conjures up a group of “old people” snoozing around the Bingo table, just take a peek at your local facility. You may be pleasantly surprised.

EXPLORE PROGRAMS BEYOND A CENTER

Laurie Schaefer chuckles a bit at the stereotype. “They think they’re too young. But once I can get them to walk through the door, they change their minds,” says the Rocky River Senior Center program coordinator.

Cards and crafts are still staples of senior centers, but look around. There’s yoga, circuit training, speed dating, theater groups, distance learning and maybe even Elvis himself.

“We’ve expanded our fitness program to include more adventure and more intensity,” says Jill Frankel, director of the Solon Senior Center, who refers to participants there as “senagers” — combining senior and teenager to reflect the energy and interest of clients.

The center’s programming such as Pickleball, barre and circuit training define a more active lifestyle. “We were one of the first with (Nintendo) Wii. We try to define new opportunities and offer them,” she adds.

A NEW STYLE CENTER

One of the first things a visitor notices about the Westlake Community Services Center is the absence of the word “senior” on its sign. Activities director Jennifer Yoo explains that senior services are rolled into other community programs.

As ladies in their finest hats attend a program about the fashions of “Downton Abbey,” she and co-director Jodi Rodriguez review a plethora of offerings that include a speed dating-styled mixer. “We were shocked at the response,” Yoo says. They plan to add more sessions because the first was so popular.

Frankel and her staff also have discussed rebranding and removing the “senior” word. “But we want people to know this is where they go to remain independent in the community.”

That independence is encouraged at senior centers such as Rocky River’s.

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Good Advice – When (and How) to Find a Competent Attorney

Do you know whether you need estate planning or long-term care planning, and how to find a competent attorney?

Most people don’t. Clients often think they need to protect assets from a nursing home only to learn that what they really need is a new will, trust and powers of attorney.

MAKE A PLAN FOR YOUR ESTATE

Estate planning is the process of providing for yourself and your family in the event of your retirement, disability or death. Through a properly crafted estate plan, you put your legal and financial affairs in order so that the assets you have accumulated during your lifetime will be preserved and transferred to your heirs with the least amount of tax, financial and emotional cost. The most common estate planning tools available include a will, a trust, a durable power of attorney, a health care power of attorney and a living will declaration.

Sit down with your family to plan out some of the most important issues you face. Who will handle your affairs when you are incompetent or dead? How do you want to pass your assets to the next generation? What kinds of medical treatment do,you want or not want at the end of life? Your plan will vary depending upon your family situation, assets, and goals and plans for the future. The more your net worth, the more complicated and more important the planning becomes.

Long-term care planning includes many of the same things that you need for estate planning. In addition, a big focus is how to protect and preserve assets if you need long-term medical care.

LONG-TERM CARE PLANNING

Often, long-term care planning means trying to qualify for Department of Veterans Affairs or Medicaid benefits — the only government programs that will pay for long-term care at home, in assisted living and nursing home care.

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