Magazine

Magazine

Buy What You Need – and That Might be a Chromebook

Chromebooks, which look like a laptop, and Chromeboxes, which resemble desktop computers, may be appropriate options for many who use a computer mostly for email and web surfing. Misconceptions regarding Chromebooks are rampant due to their widespread use in schools, but they’ve evolved nicely for personal and professional use and are budget friendly. ...
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Local Musicians Play All the Right Notes

 

 

Music can call at any age. These NEO musicians started playing when the muse was ready; some early, some later.

 

CHAD PENGAL

Chad Pengal, 61, has been interested in bluegrass music since he was in seventh grade, but he didn’t get serious about playing it until his mid-50s.

“I always wanted to learn,” says the homebuilder and owner of Chadwick Homes in Mentor. To that end, 15 years ago, he bought a banjo and started experimenting. “I started plucking away but didn’t get anywhere. I wasn’t able to concentrate until my kids grew up and moved out. I was involved with them and their activities. Once my kids grew up, I found I had a lot more spare time to work on learning to play the instruments.”

In his 50s, he started taking lessons on a five-string banjo and was soon jamming with local musicians at one of their homes. That led to a band that played small, local venues for a year before members went their separate ways.

When Pengal met his now-girlfriend, Gloria Severino, he took his playing to a new level. Severino had recently left a popular Northeast Ohio club band after a 23-year career as a singer and musician. She saw talent in Pengal’s playing and talked him into starting a duo.

Today that duo – Pickin Rocks – plays bluegrass, country and Americana songs at bars, restaurants and wineries in Northeast Ohio. Pengal plays banjo and standup bass, while Severino plays acoustic guitar. Both do power vocals.

“I’ve always loved music,” says Pengal. “I like live music and going to small places and seeing talented musicians. All my family is musical. My dad plays button box with the Fairport Harbor Jammers. My sister has a band that plays around town. And my son is a full-time, professional musician in Nashville.”

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After the Hospital, Now What?

 

As you travel the back roads for your weekly luncheon with mom, you think about the tasks to be completed that day:  A trip to the grocery store. A quick stop at the bank. Shuttling kids to and from sporting activities.

 

Your mind continues to compose the list as you pull over for an ambulance with lights and sirens blaring. As you round the corner of your parents’ street, you see your father and several neighbors in the driveway; your heart skips a beat.

 

Your father says mom walked to the mailbox, twisted her ankle, fell and hit her head. She laid in the driveway for about 20 minutes before dad went looking for her. The paramedics insisted on taking mom to the hospital for a quick review and assessment. And so, the ride begins.

 

Changed Plans, Many Decisions

The next three hours are spent providing insurance information, reviewing past medical history, answering questions about the incident, undergoing multiple tests and waiting to see the emergency department physician. Mom appears to be fine and so your mind starts to revamp the list from this morning: the groceries can wait until tomorrow, hit the ATM on the way home, my sister may be able to shuttle the kids around. Then, the doctor arrives. Test results show abnormalities and the physician recommends that mom stay for observation and additional tests.

 

Many of us will experience similar situations like the one described. Most of us desperately try to avoid a trip to the hospital, so we avoid talking about the possibility, making us unprepared to traverse this emotional rollercoaster ride. Nearly one in five Americans will visit an emergency department at least once a year, according to the U.S. Centers for  Disease Control and Prevention. We must get out of our comfort zone, do research, and be prepared for an unexpected hospital stay as well as what follows.

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WKYC’s Leon Bibb has More to Say

Veteran newscaster Leon Bibb has spent much of his career working within sight of Lake Erie covering stories and the people behind them. We recently spent a couple of hours with Bibb in a spacious WKYC conference room that had a broad view of the lake and parts of downtown Cleveland. During our talk, Bibb recalled memorable interviews, race, fake news and why he shares a last name with two white Alabama governors. Bibb is a gifted storyteller. He's thoughtful, funny, and reflective - similar in person as he comes across on the TV screen. We learned a lot about Bibb during our short time with him; we think you will know him better after reading this story. ...
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A Wild Life – Rehab Center and Volunteers Rescue Wildlife in Cuyahoga County

Adult squirrels are the worst.

They tend to get a bit nutty in close quarters, says Colleen Bumba, a volunteer at Lake Erie Nature &  Science Center, the home of Cuyahoga County’s only wildlife rehabilitation facility.

“They’re aggressive adult squirrels, they’re fast and they bite a lot,” Bumba says. She should know. The retired veterinarian has been a volunteer at the center since 2015, treating songbirds, turtles, rabbits and other creatures brought in by tender-hearted animal lovers.

The Bay Village center offers wildlife education and programs year ’round, but it’s probably best known for its assortment of birds and other mammals on display behind the sprawling facility. The animals have recovered from their injuries but are unable to survive in the wild. Instead, they help educate the public and give visitors an up-close look at creatures usually only seen in quick glimpses.

The center handles many hundreds of animals annually, ranging from stressed-out rescued baby bunnies to turtles with cracked carapaces.

Spring is prime season for the center. Pets uncover rabbit nests, baby birds and squirrels tumble out of nests, birds run into windows, amphibians encounter cars. The intersection of wildlife and humans often ends disastrously, with the animals coming up on the short end.

The staff has swim tanks for waterfowl rehab and covered cages for flying squirrels and birds that need a quiet place to recuperate.

Bumba enjoys the work and says her experience as a veterinarian gives her a chance to serve her community and the animals that live there. Every wildlife encounter is different.

When people find baby animals they assume they’re abandoned, but that’s rarely true, Bumba says. “Mom may have been scared away. Deer and rabbits only come back periodically (to their babies) so they don’t attract predators. A lot of times, the best, the highest survival rate is to be with their mother.

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Rock Hall Monitors, A Cig-Nificant Habit & More



I’ll be up front with you; I was part of the first TV generation, hooked on the electronic babysitter when I was a kid. I can even tell you what a test pattern is.
I still watch a lot of TV, though I dropped cable for streaming and new channels have popped up with occasional surprises. One is called “Decades” that has a wide variety of pre-cable programming. Remember Dick Cavett? I was watching one of his shows and there was something that seemed really out of place.
Then it hit me. His guests, all of them, were smoking.
The show was taped when most Americans smoked, and I mean REALLY smoked. It was so much a part of our culture that you rarely saw someone without a “ciggie.” My dad was one of them. Four packs a day. He had an ashtray next to his dinner plate. When I was a kid, he would send me to the neighborhood deli for a pack of Luckies. No filters, either. Filters are for girls.
We used to say Dad had “a heart of gold and fingers to match.” When I went to college, you could smoke in class if you brought an ashtray. Think about that. Does anyone even have an ashtray in their house today?

Hall Hits
That leads me to my next point. The Rock and Roll Hall of Fame welcomes its 2019 class this spring and, I know I’m courting controversy here, I think they got it right. How do you deny The Zombies, Roxy Music with Bryan Ferry and Brian Eno, Radiohead and the rest?
I don’t envy the folks who make the final decisions. Just about everyone on the outside has an opinion, usually based on acts that didn’t get in or they complain about some who did.

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What’s Your Plan? If You’re a Caregiver, You Need One

 

By Jeanne Hoban

Caregiving for an older adult can be overwhelming. There are a lot of decisions to make and services to navigate – and it’s difficult to know where to start.

If you enter caregiving armed with a solid plan, while there may detours along the way, you can navigate the challenges more easily and with less stress.

Plan Ahead

It’s never too early to start developing a plan for future care needs. You don’t want to wait until an emergency situation arises to begin making what could be life-and-death decisions. And you want to make sure that the care plan honors your loved one’s values and preferences. If your loved one was incapacitated in an emergency and you needed to make decisions for them, do you know what they would want? Do you know who they would want to help?

Researchers at Benjamin Rose Institute on Aging identified five core values for care that most people find important: independence, safety, not being a burden, activities with family or friends, and having a say in who helps out. Have discussions with your older adult loved ones to find out what is most important to them. It’s not always easy to have those conversations, but it is important for understanding your loved ones’ preferences and values. It also helps take some of the burden off of you and gives you permission to ask for help later – something caregivers often struggle to do.

Focus on Manageable Tasks

If you are the person providing the most care for your older loved one, you are probably making the majority of decisions related to health, medical care, finances, housing, social engagement, recreation, nutrition… the list goes on.

If you try to focus on all of that at once, it might seem impossible to accomplish anything.

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Financial Seasons: What’s Yours?

By Danny Smith

 

Remember back in the 1960s when folk rock was big? One of my favorite tunes from that era is Pete Seeger’s “Turn! Turn! Turn!”  He was inspired to write it after reading passages from the Old Testament.

According to Pete, he came up with the melody in about 15 minutes, then added the slightly altered biblical words and recorded it. The rest is history. The Byrds covered Seeger’s version, making it the group’s second number one hit. (“Mr. Tambourine Man” was their first.)

The tune lyrically speaks to the fact that to everything there is a season. I believe that life’s lessons prove those words to be true. I further believe that when it comes to planning for a successful retirement, there is a time to take risk and a time to take risk off the table.

What do You Need, What’s Guaranteed?

When people engage me as their advisor, after helping them estimate how much income they will need to retire, one of the first questions I ask is, “How much of that income do you want guaranteed?” The answer is usually, “Well, all of it, or as much as we possibly can.”  

One way to do this is to allocate a portion of your retirement assets to a certain type of annuity contract called a Single Premium Immediate Annuity, or SPIA for short. SPIAs are issued by insurance companies and are designed for people with a guaranteed income objective for a certain number of years or for the remainder of their life, or joint-lives in the case of couples.

Some SPIAs have an inflation option that increases the annual payout every year. With this option, payments in the early years of the SPIA will be less than they would have been without the inflation option, but go up every year over the selected payout period.

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