November/December 2016
Here’s one for you: Remember when the Christmas season started the day after Thanksgiving and ended Jan. 1? My wife, Janice, and I track the first mention of Christmas every year (a Wal-Mart ad on Labor Day this year) and then see how long it takes before every last decoration is taken down. Even so, we love the holiday season and all the memories that come with it.
Local TV and radio gener – ated a lot of those memories. WEWS was the first TV station in Ohio, and its first broadcast in 1947 was the annual Cleveland Press Christmas Show from Public Hall. They brought out the big guns, too. Jimmy Stewart, the star of “It’s a Wonderful Life,” hosted, and word is it was a spectacular show.
A TREE AND A KEY Those were the days when people went to downtown Cleveland for first-run movies, nightlife and shopping; the Christmas season kicked it into high gear. You saw the giant tree at the Sterling-Lindner Davis department store, got lunch in a little toy stove at Higbee’s Silver Grille, and then a visit to the “Keeper of the Keys,” Mr. Jingeling on Halle’s seventh floor.
Starting in the mid ’50s, Halle’s ran a Mr. Jingeling segment on Captain Penny’s show on WEWS every day beginning the day after Thanksgiving and usually ending a day or two before Christmas with an hour-long special.
It was a daily story with Mr. Jingeling and the Play Lady spinning some sort of a tale that involved the latest toy. Remember, this was live TV, and after the show, Max Ellis, Earl Keyes or one of the other actors who played Mr. Jingeling headed back to Halle’s to meet fans and hand out special paper keys.
It was so cool to be a kid in Northeast Ohio back then.
...As the holidays approach, people start thinking about making charitable donations. But take care with those well-meaning plans. Each year, crooks use scams to cheat people and to steal millions of dollars intended for charities.
The problem is that these scams are hard to identify. For example, the Federal Trade Commission in May filed a lawsuit against the Cancer Fund of America, the Children’s Cancer Fund of America and the Breast Cancer Society.
These charities, which have existed for years, have raised more than $200 million, yet only about 3 percent of their money went to cancer patients, research or treatment, according to the FTC. The trouble is that when someone gets a phone call from an organization such as the Children’s Cancer Fund of America, it sounds legitimate and well-meaning, so people donate money.
DOORSTEP SCAMS
Some scams are closer to home. A few years ago, a teenager along with an older gentleman, asked local business owners to contribute to a Muscular Dystrophy Association bike ride. In exchange, donors were promised discounted Cedar Point season passes. Instead, the scammers pocketed the cash.
This is a big problem with a solution. Look at the FTC and Ohio Attorney General websites to help identify scams targeting people who want to donate to charities. For example, the FTC recently issued a warning about charity scams in connection with recent floods in Louisiana.
SO WHAT SHOULD YOU DO IF YOU WANT TO CONTRIBUTE TO CHARITY?
Here are five steps to take to make sure your money goes to the charity you want
1 Research the Charity.
If you are not familiar with the charity you can research it on the FTC website, consumer .ftc.gov. You can also research on the Ohio Attorney General’s website, ohioattorneygeneral.gov, to find charities registered in the state.These websites have links to organizations such as Charity Navigator, Charity Watch and Guide Star, which provide valuable information about charities, including how much they spend on charitable activity versus payroll and other overhead.
...QUESTION: Why does my leg hurt and feel numb sometimes? Is this related to my lower back?
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ANSWER: Numbness or tingling sensations in the legs could definitely be related to your back. What you are describing sounds like lumbar spinal stenosis, but it’s important that you have your spine evaluated to determine the exact cause and course of treatment.
Another problem that can cause numbness is neuropathy, which is a complication from diabetes, or peripheral vascular disease. Seeing a spine specialist can help pinpoint the problem.
Stenosis is a medical term simply meaning narrowing, so essentially this is “spine narrowing.” The nerves of the spine are getting pinched as they exit from the spinal canal through the center hole between the bones, which is called the foramen.
This nerve compression can result in sciatic pain that radiates down through your leg. You may also feel a loss of strength and fatigue in the legs as the sciatic nerve is pressed and becomes inflamed and irritated.
Many find that leaning forward may relieve the pressure and stop the pain — this is referred to as the “shopping cart sign.” It’s also common for this type of pain to happen during specific activities, or it can come and go rather than being a constant sensation.
A combination of conditions can lead to spinal stenosis, including facet arthritis and disc degeneration, which occurs in everyone to some extent, through aging. As we get older, the height between the vertebral bodies is decreased, thus reducing the space available for the nerves to exit from the spine. Pinched nerves are a very common occurrence.
WHAT CAN YOU DO?
First, have your spine evaluated by an orthopedic surgeon to determine the severity of your condition. Although it is best to start with a surgeon, most cases will be treated non-surgically.
...Some of us like shopping for a new car. The other 99 percent of us, not so much. Bring along some confidence on your next trip to the car lot. A little bit of knowledge can save a lot of money.
TO GET STARTED
Know your budget, your credit score and what is important to you in a car before you walk into a dealership. This will help you keep from getting sidetracked; you don’t want to come home with a vehicle that’s outside your budget, pay an inflated interest rate or get a car that is not what you wanted.
Always buy or lease based on the sale price of the vehicle. You may spend more money if you make a decision because the monthly payment seems low. Run the numbers and compare car prices. If the payments end up being too high for your budget, it’s the wrong car for you.
AND REMEMBER …
Take a friend along so that you don’t get caught up in the excitement of a deal that is outside of your comfort zone. Don’t make financial decisions under the influence of emotion.
Don’t put a lot of money down on a lease. First payment and plates is all you should write a check for. Keep your money liquid for important expenses. If you have a trade-in, put it toward the purchase of the car. Leasing? Take the check and bank it.
Always have a used car inspected by your mechanic. It can save you time and money, even if the dealership has certified that the car is mechanically sound.
Take the car home overnight. A 20-minute test drive won’t tell you how comfortable you are with the size, feel and maneuverability of the car.
When you go into the finance office to sign papers, remember: You are buying or leasing a vehicle.
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