Fighting Fraud
By Better Business Bureau Serving Greater Cleveland
The final quarter of the year (October, November, December) sees the highest rate of donations to charitable organizations. There are many things to consider before you donate, such as the legitimacy of a charity.
Scammers often take advantage of these moments of vulnerability to deceive donors. There are also campaigns set up by well-meaning individuals who may not be able to deliver on promised relief activities. BBB Wise Giving Alliance (BBB WGA) urges donors to give thoughtfully to protect their personal information and money from scammers and make sure their money is going to those who need the help most.
Here are our tips for trusted giving:
- Know where your money goes on crowdfunding sites. Keep in mind that some crowdfunding sites do very little vetting of individuals who decide to post for assistance after a tragedy or a disaster. That means it can be difficult for donors to verify the trustworthiness of crowdfunding requests for support. It is always safest to contribute to individuals who you personally know.
- Ask how the money will be used. Watch out for vague appeals that don’t identify the intended use of funds. For example, how will the donations help victims’ families?
- Be wary of 100 percent claims. Claims that 100 percent of donations will assist victims and/or their families is likely a red flag. The organization is probably still incurring administrative and fundraising expenses, even if it is using other funds to cover costs.
- Be wary of online links to unfamiliar sites. Never click on links to charities on unfamiliar websites, in text messages, or in emails. These may take you to a look-alike website where you will be asked to provide personal financial information or may download harmful malware onto your computer.
- Do your research. Visit Give.org to verify if a charity meets the BBB Standards for Charitable Accountability. Take the time to find out how the organization plans to address either immediate or long-term needs.
Questions? Reach out to your BBB at 216.413.5232 or email [email protected]. For more news and tips visit BBB.org.
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