April is Financial Literacy Month; Time to Plan for the Future

April is Financial Literacy Month; Time to Plan for the Future

Social Security & You
By Brandon P. Smith, Social Security Public Affairs Specialist

April is Financial Literacy Month, a month focused on educating people about the importance of planning for a secure financial future. Social Security is a vital part of any financial plan, and we have online tools to help you understand your potential Social Security benefits and how they fit into your financial plans.  

You should periodically review your Social Security Statement through your personal my Social Security account at www.socialsecurity.gov/myaccount. Your Statement is an easy-to-read record of your earnings that determine your future benefits. You’ll want to verify that your recorded earnings are correct as they affect the amount you could receive. Your Statement also provides a summary of the estimated benefits you and your family could receive, including potential retirement, disability, and survivors’ benefits. The online Statement is paired with an interactive Retirement Calculator that allows you to run additional benefit estimate scenarios comparing how different future earnings and retirement benefit start dates affect your benefit amount.

Start focusing on your financial literacy today. Log in to your my Social Security account and view your Statement.  If you don’t have an account, create one at www.socialsecurity.gov/myaccount.   

About the author

Brandon P. Smith is the author of Northeast Ohio Thrive’s Social Security & You blog. He is a Social Security public affairs specialist with the Social Security Administration, based in Cleveland. A Cleveland native, he joined the SSA in 2003. He is the primary contact for media relations, outreach, and presentations for the agency in Cuyahoga, Lake, Lorain, and Geauga counties. In addition to other communications awards, Brandon received a Deputy Commissioner Citation from Social Security’s Office of Communication in 2015 for his outstanding public affairs support of the agency’s national communication initiatives.

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