Archives by: Brandon Smith

Brandon Smith

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About the author

Brandon P. Smith is the author of Northeast Ohio Thrive’s Social Security & You blog. He is a Social Security public affairs specialist with the Social Security Administration, based in Cleveland. A Cleveland native, he joined the SSA in 2003. He is the primary contact for media relations, outreach, and presentations for the agency in Cuyahoga, Lake, Lorain, and Geauga counties. In addition to other communications awards, Brandon received a Deputy Commissioner Citation from Social Security’s Office of Communication in 2015 for his outstanding public affairs support of the agency’s national communication initiatives.

Brandon Smith Posts

Social Security Q&A

There are certain questions regarding Social Security that keep coming up. Here are a few, along with the answers to help you take the next step in your decision-making. ...
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Puzzled About Social Security? You’re Not Alone

Social Security understands that unexpected changes may occur after you begin receiving retirement benefits. If you change your mind, you may be able to withdraw your Social Security claim and reapply at a future date. ...
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Changing Your Name on Your Social Security Card

To change your name in our records, you must provide Social Security with documents proving your legal name change and identity. If you are a U.S. citizen, you also must provide our agency with documentation proving your U.S. citizenship. You must present original documents or copies certified by the agency that issued them. We can’t accept photocopies or notarized copies. ...
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Seasonal Work & Social Security; Understand the Rules

You can get Social Security retirement or survivors benefits and work at the same time. But if you’re younger than full retirement age and earn more than certain amounts, your benefits will be reduced, although not dollar for dollar. Your benefits may increase when you reach full retirement age. Check the Social Security guidelines so there are no surprises. ...
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Free Up Your Time by Using My Social Security Online

 


Time is one of our most valuable commodities. That’s why at Social Security, we are constantly improving our online resources to make doing business with us easier and faster.

With a My Social Security account, those receiving benefits can change their address and direct deposit information; get proof of their benefits; and request replacement documents, like a Medicare card. If you aren’t currently getting benefits, you can check your earnings record, get estimates of your future benefits, and view your Social Security Statement. In many states, you can even request a replacement Social Security card online. See everything you can do with a My Social Security account and open one today and at socialsecurity.gov.

You don’t need a My Social Security account to:

Select or change the way you receive information from Social Security if you are blind or visually impaired at socialsecurity.gov/people/blind.

Block electronic and automated telephone access to your personal information at socialsecurity.gov/blockaccess

Apply for extra help with your Medicare prescription drug plan costs at socialsecurity.gov/extrahelp.

Be sure to share my Social Security with friends and family. By freeing up their time, they may plan on spending more of their valuable time with the people they love.   

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3 Reasons Why Social Security is Important for Women

In the 21st Century, more women work, pay Social Security taxes, and earn credit toward monthly retirement income than at any other time in our nation’s history. Yet, on average, women face greater economic challenges than men in retirement. 

Nearly 55 percent of the people receiving Social Security benefits are women. Women generally live longer than men, while often having lower lifetime earnings. And women usually reach retirement with smaller pensions and other assets compared to men. These are three key reasons why Social Security is vitally important to women. 

If you’ve worked and paid taxes into the Social Security system for at least 10 years and have earned a minimum of 40 work credits, you may be eligible for your own benefits. Once you reach age 62, you may be eligible for your own Social Security benefit whether you’re married or not and whether your spouse collects Social Security or not. If you’re eligible and apply for benefits on more than one work record, you generally receive the higher benefit amount.

The sooner you start planning for retirement, the better off you’ll be. We have specific information for women at socialsecurity.gov/people/women. Email or post this link to friends and family you love.

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Here’s Why Your Earnings Record is Both Your Financial History and Your Financial Future

Sooner is definitely better when it comes to identifying and reporting problems with your earnings record. As time passes, you may no longer have easy access to past tax documents, and some employers may no longer exist or be able to provide past payroll information. ...
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Medicare, A Simple Explanation (Really!)

Unless you already have Medicare, you may not know exactly what it is or what it covers. We get it; why understand something that doesn't affect you? But now may be a good time to learn about this health insurance program to find out how to best utilize your benefits when you need them. ...
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